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North Carolina car insurance minimum required coverages and quote information.

Whether you live in Raleigh, Charlotte, Winston-Salem, Greensboro or elsewhere in North Carolina, you can save on your auto insurance by doing some comparison shopping. Rates are not set by the state, so they can vary from one company to the next. It's recommended that you get at least three different comparison quotes. 

We can help you get comparison quotes through our partner, Insureme. Simply enter your North Carolina ZIP code in the Insureme Quote box above, or click here to get your free quotes. When you use the free Insureme service, you can get three or more quotes and only have to enter your information once. 

North Carolina Financial Responsibility Laws require that vehicle owners have Automobile Liability coverage. These minimum coverages are for Bodily Injury and Property Damage. Keep in mind that the minimums required by law may not be enough to provide you protection in the event of a lawsuit. Also, as of January 1, 2009, all policies must carry Uninsured/Underinsured Motorist coverage. 

Following are the minimum state requirements as of June 2009: 

Bodily Injury Liability: Minimum of $30,000 per person and $60,000 if two or more persons are injured per accident.

Property Damage Liability: Minimum of $25,000 per accident. 

Uninsured/Underinsured Motorist: Minimum equal to the highest bodily injury limit on any one motor vehicle insured under the policy. has made it easier for you to compare quotes for Raleigh auto insurance , and auto insurance in the rest of North Carolina, by partnering with Insureme.

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