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Auto insurance in New York: Comparison quotes and minimum required coverages.

New York has had some of the highest car insurance rates in the country. One of the reasons for this has been high incidences of auto insurance fraud. New York is aggressively working to reduce fraud opportunities and you can still save when shopping for a New York car insurance quote. 

One of the best ways to do this is to get comparison quotes as car insurance rates can vary from one New York car insurance company to the next. Just enter your New York ZIP code in the Insureme Quote box above, or click here to get your free quotes. Insureme allows you to get three or more comparison quotes and only have to enter your information once. 

Here is some information about the minimum requirements for New York car insurance, to help you when getting an online quote. The state of New York requires, at the minimum, that you have coverages for No Fault (Personal Injury Protection), Uninsured Motorists and Liability. 

As of June 2009:

No Fault (Personal Injury Protection) Limits: Up to $50,000. 

Bodily Injury Liability: Minimum $25,000 for bodily injury not resulting in death and $50,000 for injury resulting in death, any one person in any one accident. Minimum $50,000 for bodily injury not resulting in death and $100,000 for injury resulting in death for two or more persons in any one accident.

Property Liability: Minimum is $10,000 per accident.

Uninsured Motorists Limits: Same minimum limits as Bodily Injury Liability. has made it easier for you to compare quotes for New York auto insurance by partnering with Insureme.

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