Family with home insurance
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Teresa A., OH
Couple shopping for home insurance

It helps to have the following when shopping for quotes:

Current home insurance policy

Your policy's declarations page will show you what your current coverages, deductibles and discounts are. 

If this is a new purchase, or the home is currently uninsured, the Insurance Information Institute suggests multiplying the square footage by current cost-per-square-foot building costs (ask your realtor) for similar homes in your area. This will give you a starting point.


Information about any upgrades

If you've done any remodeling since you took out your last policy or have updated the plumbing, electrical, security systems and roofing, your coverage needs may have changed. You may also be eligible for a discount.


Information about high-ticket items

High-priced items such as jewelry and electronic equipment may need additional coverage.


More home insurance information

Cheap home insurance and saving money

Discount home insurance

Home insurance and your dog

Start here to get up to three or more comparison home insurance quotes — FREE.
It will only take a few minutes.

Comparison shopping is one of the best ways to lower your home insurance costs because home insurance rates vary from company to company. It only takes a few minutes to get some quotes which could save you hundreds of dollars on your premium.

You spend time trying to get the lowest price on gasoline or groceries, why not spend a few minutes trying to save on your home owners insurance?

When you're shopping for home insurance quotes, make sure you're using the same deductibles and liability coverages for each insurance company. This will help you make accurate comparisons. This is easy to do at LowerYourInsurance.com because we've partnered with Insureme to provide you several competitive comparison quotes without having to fill out quote request forms over and over again. 

Simply use the Quote Box above to get several quotes from different companies and agencies from one request form. 

Also, keep these points in mind:

LowerYourInsurance.com Savings Tip:

Consider increasing your deductible on your home insurance policy as a way to lower your premium. Just be sure you can come up with the deductible amount in the event of a claim. One idea is to put some of the money you save on a lower premium into a special emergency fund account.
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